Spend. Split.
Settled.

It's that simple with CoPAY, the modern app designed to take the hassle out of sharing expenses. Whether it's for meals, gifts, or shared subscriptions, CoPAY lets you split costs with ease.

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How It Works

Splitting bills has never been so easy. Now you have the ability to snap a shot of a recipt, assign items and then send payment requests, all in a few clicks.

Create.

Just scan your receipt, and CoPAY itemizes each expense. With a few taps, split the bill among your group, precisely and fairly.

Group.

It's not uncommon to have multiple expenses all linked to a single event, for example a when you go on a trip with friends. So you don't have to keep submitting expenses you can add them to a group and just submit them all at the end.

Send.

Send payment requests through Stripes network, even if your friends don't have the app CoPAY makes it inclusive for everyone involved.

Withdraw.

Transfer your collected funds to Venmo, PayPal, or directly into your bank account. Managing your group finances has never been more flexible.

Take the hassle out of splitting expenses.

Intelligent

CoPAY uses AI in order to parse receipts quickly and efficiently. We are able to extract all the line items, the total as well other metadata including tip and tax, making it easy for you split the bill and distribute the costs faily.  

Secure


Your financial data is protected with advanced encryption and secure payment gateways. Trust CoPAY to keep your transactions safe and secure at all times.

Flexible Splitting Options


Three Convenient Split Types


Equal Split
Divide the total amount equally among all group members, ensuring everyone pays the same share.

Line Item Split
Assign specific line items from the receipt to one or more users, providing flexibility in distributing costs.

Amount Split
Allocate a specific amount to each user, giving you the control to customize how expenses are shared.

Full Controll




With CoPAY, you can add users to an expense even if they don't have the app. Simply use their phone number or email address, and they will receive payment requests. This feature ensures everyone can be included in the expense management process, regardless of whether they have installed CoPAY.